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Insurance FAQs | Glass Doctor of Seattle
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Don’t let insurance confusion stop you from fixing your windshield

The insurance landscape can be difficult to navigate, as there can be confusion around what might raise your rates, as well as if auto glass repair or replacement is even covered by your insurance policy.  Which is why we created this handy insurance FAQ: when you need your automobile at its safest, you shouldn’t need to worry about any extra cost. Glass Doctor of Seattle will walk you through the process in a way that’s easy to understand, and handle all insurance communication for you. That way your vehicle can now get you safety back on the road.

From Ballard to Bellevue, Puyallup to Kirkland, and Redmond to Renton – throughout King and Pierce Counties, Glass Doctor of Seattle brings a commitment to safety and best practices to every install we do.

Do I need to contact my insurance company before I call Glass Doctor?

No, you should call Glass Doctor first. We are experts in handling your glass claims – whether it is for your home, car or business. We will work with your insurance company and your agent to make sure your claim is handled properly, saving you time and trouble.

Do I have the right to choose who performs my auto glass repair or replacement?

Yes, you always have the right to choose the repair facility for your job. Your insurance company cannot legally steer you to any specific auto glass company. It is your choice. Look through our website, check our prices, convenience, safety record, and AGRSS certification, and then call Glass Doctor of Seattle at 866-640-7373 today.


Will a windshield replacement raise my insurance rates?

A glass claim on your vehicle is usually not your fault, and is filed as a “no-fault” claim. Ordinarily, a no-fault claim will not raise your insurance premiums. At Glass Doctor of Seattle, we will help you through the complicated insurance world. All you do is provide us with your insurance provider information an policy number, and we will handle the rest for you.


What if I only have liability coverage?

Auto glass repair or replacement services are not covered under your liability policy.  Mandatory liability insurance only provides coverage for damages to other vehicles, while auto glass claims are covered under your comprehensive policy. If you do not have comprehensive insurance, Glass Doctor of Seattle offers competitive cash prices to those without comprehensive insurance, or with high-deductible comprehensive insurance. Don’t risk the safety of you and oru passengers because you’re afraid of high prices, call Glass Doctor of Seattle at 866-640-7373 today.


Will all insurance companies waive my deductible if my windshield is repaired rather than replaced?

Most insurance companies cover windshield repair at 100 percent coverage with no deductible; however, some, such as State Farm will not waive the deductible. Glass Doctor will work with you to ensure that you get the windshield repaired regardless of deductible with a competitive cash price for either mobile or in shop service.


Will filing an auto glass claim count as a loss on my insurance policy?

Usually insurance companies will not count auto glass damage as a claim on your policy. If you are unclear, contact your agent and/or insurance provider to confirm your specific coverage.


What is a “Comprehensive Insurance Deductible”?

Your auto insurance policy has what’s called a deductible. The deductible is the amount you have to pay before insurance begins to pay on your loss. Insurance companies allow you to lower your premiums by increasing your deductible, meaning that the lower your rates are, the more you may need to pay out of pocket in the event of a claim.

Call Glass Doctor of Seattle at 866-640-7373 today, and we can help review our insurance documents to find out how much you may be required to pay.


Glass Doctor of Seattle insurance FAQs


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